Southwest Airlines Credit Card

Who doesn’t like jetting off to his dream destination while earning points with every swipe? Whether you fly frequently or are an occasional traveler, get the Southwest Airlines Credit Card and save big on your travel expenses. These cards offer a getaway to the world of adventure without costing a fortune.

Southwest Airlines is the world’s largest low-cost carrier, headquartered in Dallas, Texas. It offers an array of branded credit cards, the same as other major US airlines. However, since Southwest operates differently, its cards are notably different and far better than others. So, think no more and get a Southwest Airline Credit Card and pamper the traveler inside you.

What are the Best Southwest Airlines Credit Cards?

Southwest Airlines is in partnership with Case and offers three credit cards. These are as follows.

  • The Southwest Rapid Rewards Plus Credit Card
  • The Southwest Rapid Rewards Premier Credit Card
  • The Southwest Rapid Rewards Priority Credit Card.

While many of their basic features are similar, you’ll get more benefits as you pay. These credit cards are introduced to steadfast flyers, hoping to accentuate their Rapid Rewards Points earning.

Scroll down and find comprehensive details about all three Southwest Airlines Credit Cards.

Southwest Plus Credit Card

While Southwest Rapid Rewards Plus Credit Card isn’t the flashiest, it isn’t the black sheep of the clan either. It gives a nice boost toward earning the coveted champion pass. Needless to say, the card has the lowest annual fee, making it ideal for budget-savvy passengers.

Here’s what it has in store for you.

  • The annual fee for this credit card is $69.
  • Members can earn 50,000 bonus points once they spend $1,000 on Southwest purchases within the first three months of opening an account.
  • The balance transfer fee is either $5 or 5% of the amount of each transfer.
  • Members must pay the foreign exchange fee of 3% of each transaction in the US dollars.
  • With the Southwest Airlines Rapid Rewards Plus Chase Credit Card, you can earn 2x points on Southwest purchases, commuting, and internet, cable, and phone services.
  • Earn 2 EarlyBird Check-ins each year.
  • Members can get one point for every $1 spent on all other purchases.
  • You can earn 3,000 anniversary points yearly with the Southwest Rapid Rewards Plus Credit Card.

Southwest Premier Credit Card

This card is a bonus – both when you open your account and every year afterward. It gives you a headstart on free travel. The Southwest Airlines Rapid Rewards Premier Credit Card Offers succeed where most budget airlines’ credit cards fail. All in all, it gives you reasons to stay loyal.

A few of them are listed here.

  • The annual fee of the Premier Credit Card is $99.
  • Members can earn 50,000 bonus points once they spend $1,000 on Southwest purchases within the first three months of opening an account.
  • The card offers 6,000 Anniversary Points every year.
  • Travelers can fetch 3x points on Southwest purchases.
  • Like the Plus Credit Card, it offers 2 EarlyBird check-ins annually.
  • Travelers can earn 2x points on commuting and local transit, and other amenities, like internet, cable, and phone services.
  • No foreign transaction fee applies to the Premier Card members, giving it a slight edge over its Plus counterpart.
  • It offers Member FDIC.
  • The balance transfer fee is either $5 or 5% of the amount of each transfer.
  • The ongoing Penalty and Cash Advance APR is 29.99%. Make Southwest Airlines flight booking using the credit card discount and get the bang for your buck.

Southwest Priority Credit Card

It is Southwest’s most expensive credit card that offers the same rewards and welcome bonus as its lower-fee siblings. However, this option comes with an array of perks that can easily make up for its hefty price tag.

It unlocks a suite of potentially valuable benefits, making it the best card of the bunch. Scroll down and find what makes it stand out from the crowd.

  • It comes with an overpriced annual charge, which is $149.
  • Get Southwest Airlines Rapid Rewards Priority Credit Card and earn 7,500 Anniversary points each year.
  • Like its lower-fee Premier Card sibling, it eliminates the hassle of the foreign transaction fee.
  • Passengers must pay a balance transfer fee of $5 or 5% of the total amount.
  • The card offers Member FDIC.
  • With the Priority Card, members can get 2x points on internet, cable, and phone services. They can also earn 2x points on commuting, including rideshare.
  • The ongoing APR is 21.49% – 28.49%. However, this percentage varies from time to time. If you have a Southwest Airlines credit card and wish to know the exact APR value, contact the airline’s customer service number for further assistance.
  • All Southwest Purchases with this credit card let you earn 3x points.
  • Members will get the sign-up bonus of 50,000 points after making a purchase of $1,000 in the first three months of the signing up with the Priority Card.

How to Choose the Right Southwest Airlines Credit Card?

Since all the options offer the same welcome bonus and other basic features, choosing the rightmost Southwest Airlines Business Credit Card can be tricky, especially for first-time buyers. Their differences may seem subtle at first glance, making the choice slightly challenging.

  • You will undoubtedly receive progressively more value for money from the card with higher annual charges.
  • Remember that all cards offer the same primary perks, such as frequent flyer points, EarlyBird Check-Ins, and welcome bonuses. Hence, the decision boils down to the extra perks.
  • If you aren’t interested in earning elite status on Southwest and won’t use the card abroad, go for the cheapest Southwest Plus Credit Card to enjoy basic perks.
  • A good middle choice is the Southwest Premier Credit Card. It eliminates foreign transaction charges while offering minor progress toward earning elite status.

Let’s compare the credit card features to make Southwest Airlines reservations and make the most of the gift card.


Southwest Plus Credit Card

Southwest Premier Credit Card

Southwest Priority Credit Card

Annual Charges




Rewards on Southwest Purchases

2 points per dollar spent

3 points per dollar spent

3 points per dollar spent

Sign-Up Bonus

50,000 points after spending $1,000 within the first three months of account opening.

50,000 points after spending $1,000 within the first three months of account opening.

50,000 points after spending $1,000 within the first three months of account opening.

Offers Tier Qualifying Points




Boarding Perks

2 EarlyBird check-ins annually

2 EarlyBird check-ins annually

4 upgraded boardings annually, whenever available

Foreign Transaction Charges




What are the Benefits of Buying Southwest Airline Credit Card?

Here’s a quick rundown of the Southwest Airlines Credit Card benefits. Read on and learn why shelling out dollars on these cards is worth it.

Solid Sign-Up Bonus

Members will get 50,000 welcome bonus points after spending $1,000 on Southwest Purchase within the first three months of signing up, irrespective of the card option.

Boarding Perks

Southwest Airlines makes its credit card members feel special by offering boarding perks. While Plus and Premier card members enjoy 2 EarlyBird check-ins each year, Priority card members will get four upgraded boardings annually.

This early check-in facility allows travelers to pick their desired seat without paying additional charges.

Savings on in-flight purchases

Members will get 25% back when they use the card to pay for WiFi, drinks, and messaging services. So, what are you waiting for? Buy a Southwest Airlines Credit Card and login to your account to book qualifying in-flight services.

Summing Up

So, if you are a hardcore Southwest flyer, get any of the best Southwest Airlines Credit Card of your choice and travel without emptying your bank balance. The airline offers three different options, so you can pick the one that syncs well with your travel requirements and budget. What’s restricting you now? Spend any of them and enjoy eye-popping discounts.

Frequently Asked Questions

Can I get travel protection with the Southwest Priority Credit Card?

Yes. The Priority Credit Card offers auto-rental collision damage waiver, travel accident insurance, lost luggage reimbursement, etc.

What is Southwest Companion Pass?

The Companion Pass lets you fly for free whenever you purchase or redeem points for a trip. Passengers can earn it using 135,000 qualifying points.

Can Southwest Credit Card points be transferred to travel partners?

No. The points you earn with the Southwest Airlines credit card are non-transferrable to other airlines or travel partners.

Southwest Airlines Credit Card
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